Recover Unpaid Insurance Proceeds Owed to Your Municipality Under Massachusetts Law

The Commonwealth of Massachusetts mandates that auto insurers provide Personal Injury Protection (PIP) benefits of up to $8,000 per motor vehicle accident. Is your municipality collecting everything it is legally entitled to?

Recover Unpaid Insurance Proceeds Owed to Your Municipality Under Massachusetts Law

The Commonwealth of Massachusetts mandates that auto insurers provide Personal Injury Protection (PIP) benefits of up to $8,000 per motor vehicle accident. Is your municipality collecting everything it is legally entitled to?

Legal Recovery of Underpaid PIP Claims for Massachusetts Municipalities

GED Lawyers, LLP represents municipalities throughout the Commonwealth of Massachusetts in recovering underpaid or improperly denied Personal Injury Protection (PIP) benefits from automobile insurers. Our legal team conducts comprehensive audits and pursues recovery directly from the auto insurance companies — not from the patient or health plans — in strict accordance with Massachusetts General Laws.

PIP Obligations Under M.G.L. Chapter 90, § 34M

Under Massachusetts General Laws Chapter 90, Section 34M, auto insurers are obligated to pay for reasonable and necessary medical expenses, including emergency transport, incurred as a result of a motor vehicle accident. These PIP benefits cover up to $8,000 per injured party and must be paid prior to any involvement of private health insurance.

“Insurers shall pay for reasonable and necessary expenses incurred due to the accident... up to $8,000.”
– M.G.L. c. 90, § 34M

Routine Errors That Result in Lost Municipal Revenue

Despite the statutory obligation, insurers routinely delay, deny, or underpay PIP claims — often due to improper coding, denial practices, or administrative oversight. Even experienced billing vendors often don't have the legal authority or ability to contest these underpayments, resulting in cumulative losses to your municipality.

Examples:

  • Insufficient payment based on coding denials
  • Failure to coordinate benefits properly
  • Reimbursement below the statutory minimums

Legal Authority to Recover Up to Six Years of Past Claims

The Commonwealth of Massachusetts permits recovery of unpaid PIP benefits for up to six years from the date of service.

 

Our firm utilizes this full statutory window to maximize recovery for your municipality. These funds are pursued directly from the auto insurer; the patient is never contacted or involved in the legal process. 

In addition to retroactive recovery, Ged Lawyers, LLP also provides ongoing legal oversight of your municipality’s new PIP claims on a go-forward basis. We monitor and review each claim to ensure future underpayments by auto insurers are promptly identified and addressed, preventing financial leakage moving forward.  This proactive legal review helps your municipality avoid future underpayments and maintain full compliance with M.G.L. Chapter 90, § 34M.

Risk-Free Recovery with Full Transparency and Compliance

Our Legal Fees Are Paid by the Auto Insurance Company —Not the Municipality
There is no financial obligation or contingency fee charged to your municipality. Ged Lawyers, LLP recovers our fees directly from the auto insurance company (per M.G.L. Chapter 90, § 34M). as part of the claims enforcement process. Your community retains 100% of the recovered funds, and we DO NOT take a percentage of your recovered funds.
Full Visibility Through Our Client Access Portal
Our firm provides every municipal client with access to a secure, HIPAA-compliant online portal. This platform enables authorized personnel to track case statuses, monitor ongoing recoveries, and access real-time documentation — ensuring full transparency throughout the engagement. You will see every penny collected for your municipality.
Protecting PHI Through Robust Legal Safeguards
Ged Lawyers, LLP maintains full compliance with HIPAA, the HITECH Act, and all relevant data privacy regulations. We work directly with your billing vendor to ensure secure transmission and handling of all protected health information (PHI).

Proud Member Of

Massachusetts Municipal Association and the Fire Chiefs Association of Massachusetts

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Fire Chiefs Assoc
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Let’s us Recover the Revenue Your Municipality is Owed

📞 Schedule a brief 15-minute consultation with an account executive today!